Fixed fee
Standard plan users get a monthly allowance of fee-free transfers; beyond it a small fixed fee applies.
Revolut calculator
Revolut fees calculator
Revolut behaves like a fintech account: transfers funded from your balance or a debit card can be free, using interbank rates on weekdays.
Send money with Revolut — compare against 14 services
Live mid-market ratesEnter the details below and tick the services you want — the ranking refreshes on its own.
About the figures: exchange rates are mid-market rates pulled from free public APIs and refreshed about every 30 minutes. Fees and margins come from each provider's published pricing and are comparison estimates — always confirm the live price with the provider before you send.
Fee breakdown
How Revolut charges you
Every Revolut transfer has four cost components. Here is exactly what each one means.
Percentage fee
Bank and debit funding carry a 0% fee; credit-card funding adds 1.8%.
Exchange rate offered
Weekdays use the real interbank rate up to your plan's exchange allowance.
Markup vs mid-market
No markup on weekdays — however, Standard plan users pay a 1% weekend markup outside forex market hours.
Why people choose Revolut
- Free weekday exchanges
- Instant in-app transfers
- Great multi-currency app
What to watch out for
- Weekend markup on Standard plan
- Monthly exchange allowance limits
FAQ
Revolut fees — common questions
How much does Revolut charge to send money?
Revolut charges a fixed fee of 0 plus 0% of the amount on bank-funded transfers (figures from our editable fee config). Debit and credit-card funding are priced in the calculator above.
Does Revolut add an exchange-rate markup?
Yes. Revolut applies a markup of 0% on bank transfers, 0% on debit cards and 0% on credit cards over the mid-market rate. The calculator shows both the offered rate and the difference from mid-market in your send currency.
How long do Revolut transfers take?
Instant to 1 business day. Delivery also depends on the destination country, the payout method and when you start the transfer.
What payment methods can I use with Revolut?
The calculator compares bank transfer, debit card and credit card funding. Card payments almost always cost more, which is why the ranking can change when you switch methods.
How is the total cost of a transfer calculated?
Total cost combines two things: the fees charged by the provider (fixed fee + percentage fee) and the exchange-rate markup over the mid-market rate. The calculator adds both and expresses the result in the send currency, then shows exactly how much the recipient receives.
What is the mid-market rate?
The mid-market rate (also called the interbank rate) is the midpoint between the buy and sell prices of two currencies on the global market. It is the rate you see on Google or Reuters before any bank or provider adds a margin.
Compare Revolut with other providers
See how Revolut stacks up against Wise, Revolut, Western Union and the rest — or open another calculator below.
Wise fees calculator
True mid-market rate with one transparent, upfront fee.
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Fixed transfer fees with express delivery in minutes.
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No transfer fees — costs are baked into a tight exchange margin.
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