Fixed fee
A flat fee per transfer, often discounted to $0 for first-time or online-only transfers.
Ria Money Transfer calculator
Ria Money Transfer fees calculator
Ria keeps fixed fees low and offers a wide cash pickup network, making it competitive for smaller, frequent remittances.
Send money with Ria Money Transfer — compare against 14 services
Live mid-market ratesEnter the details below and tick the services you want — the ranking refreshes on its own.
About the figures: exchange rates are mid-market rates pulled from free public APIs and refreshed about every 30 minutes. Fees and margins come from each provider's published pricing and are comparison estimates — always confirm the live price with the provider before you send.
Fee breakdown
How Ria Money Transfer charges you
Every Ria Money Transfer transfer has four cost components. Here is exactly what each one means.
Percentage fee
No percentage fee for bank and debit funding; credit cards add roughly 2.99%.
Exchange rate offered
Ria publishes a rate per corridor that includes its own margin.
Markup vs mid-market
The rate is typically 1.5%–2.2% below mid-market, partially offsetting the low fixed fee.
Why people choose Ria Money Transfer
- Low flat fees
- Wide payout network
- Frequent fee-free promotions
What to watch out for
- Rate markup is noticeable
- Card funding costs more
FAQ
Ria Money Transfer fees — common questions
How much does Ria Money Transfer charge to send money?
Ria Money Transfer charges a fixed fee of 1.99 plus 0% of the amount on bank-funded transfers (figures from our editable fee config). Debit and credit-card funding are priced in the calculator above.
Does Ria Money Transfer add an exchange-rate markup?
Yes. Ria Money Transfer applies a markup of 1.5% on bank transfers, 1.8% on debit cards and 2.2% on credit cards over the mid-market rate. The calculator shows both the offered rate and the difference from mid-market in your send currency.
How long do Ria Money Transfer transfers take?
Minutes for cash pickup · 1–4 days to bank. Delivery also depends on the destination country, the payout method and when you start the transfer.
What payment methods can I use with Ria Money Transfer?
The calculator compares bank transfer, debit card and credit card funding. Card payments almost always cost more, which is why the ranking can change when you switch methods.
How is the total cost of a transfer calculated?
Total cost combines two things: the fees charged by the provider (fixed fee + percentage fee) and the exchange-rate markup over the mid-market rate. The calculator adds both and expresses the result in the send currency, then shows exactly how much the recipient receives.
What is the mid-market rate?
The mid-market rate (also called the interbank rate) is the midpoint between the buy and sell prices of two currencies on the global market. It is the rate you see on Google or Reuters before any bank or provider adds a margin.
Compare Ria Money Transfer with other providers
See how Ria Money Transfer stacks up against Wise, Revolut, Western Union and the rest — or open another calculator below.
Wise fees calculator
True mid-market rate with one transparent, upfront fee.
Open calculator →Remitly fees calculator
Fixed transfer fees with express delivery in minutes.
Open calculator →Western Union fees calculator
Huge global agent network for cash pickup and delivery.
Open calculator →MoneyGram fees calculator
Competitive cash pickup with frequent online fee discounts.
Open calculator →OFX fees calculator
No transfer fees — costs are baked into a tight exchange margin.
Open calculator →Revolut fees calculator
App-based transfers at interbank rates on weekdays.
Open calculator →