Browse calculators by transfer service

What actually decides the cost of a transfer

Every calculator on this page applies the same four cost components to your amount, so providers are finally comparable like for like:

• Fixed fee — a flat charge per transfer ($0–$35 depending on the provider and how you pay).
• Percentage fee — 0%–3.5% of the amount; bank funding is almost always cheapest, credit cards dearest.
• Exchange-rate markup — the margin taken from the mid-market rate. A "0% fee" offer can still hide a 2%+ markup here.
• Total cost — fees + markup combined. This is what decides the exact amount your recipient receives, and the ranking above it.

Fees live in one editable file (assets/js/fees.js), so pricing can be refreshed in seconds. Figures are estimates — always confirm the live price with the provider before sending.