Compare transfer fees before you hit send
Every provider prices a transfer differently — a fixed charge here, a percentage cut there, a quiet margin in the exchange rate. We line all of it up so you can see the full cost and exactly what lands with your recipient.
A clearer way to compare transfer costs
We do the digging so you don't have to.
Keep more of your money
Line the providers up side by side and spot the option that costs least for your amount and your route.
Nothing buried
Fixed charges, percentage fees and exchange-rate margins are broken out separately, so no surprises at the end.
Answers in seconds
No account, no personal details. Type an amount and the full picture appears instantly.
The lowest-cost route for your next international transfer
Choose where you are sending from and compare the services that serve that corridor.
Choose a service
Pick one of our 14 calculators to see what it really costs to send.
Money Transfer Services
View allMid-market exchange rate with a transparent, itemised fee.
RemitlyDigital remittance for family transfers to 170+ countries.
Western UnionGlobal network with cash pickup and bank deposits.
MoneyGramFast transfers backed by wide cash-pickup coverage.
OFXNo upfront transfer fee — the cost sits in the rate.
XoomCash pickup, bank deposit and mobile top-up from PayPal.
RiaBudget-friendly transfers with strong pickup coverage.
WorldRemitApp-based transfers with several payout options.
InstaremTransfers to 60+ countries with loyalty rewards.
P2P Payment Apps
View allPayment Processors
View allBank Wire Transfer Fees
View allMore tools
Browse and filter every calculator by service and region.
Rate alertsSet a target rate for a currency pair and get notified when it hits.
Full calculatorCompare all 14 services at once for your amount and currencies.
Guides & blogPlain-English articles on how transfer pricing really works.
How it works
Enter the amount
Type how much you plan to send.
Pick your services
Choose from our 14 calculators by category.
See the full cost
Fees, margins and the received amount, itemised instantly.
Send with confidence
Go with the option that leaves your recipient better off.
Set a target rate and let the alerts come to you
Rates move. You don't have to watch the market all day.
- Any currency pairFollow the route you actually use, not just the majors.
- Your own targetPick the rate that makes sending worthwhile for you.
- Stored on your deviceYour alerts live in your own browser — nothing is uploaded.
- Free, foreverNo subscription and no account required.
Ready to see your real cost?
Stop guessing. It takes seconds to price every service for your amount.
Common questions
How is the total cost of a transfer worked out?
We add up three things: the provider's fixed fee, its percentage fee, and the margin it adds to the exchange rate over the mid-market rate. The total is shown in the currency you send, alongside the exact amount the recipient gets.
What is the mid-market rate?
It is the midpoint between the buy and sell prices of two currencies on the global market — the fair rate you see on Google or Reuters before any bank or provider attaches a margin.
Do I need an account to use these calculators?
No. Everything runs inside your own browser: no signup, no login and no server. Your saved preferences stay in your browser's local storage.
Are the fee figures guaranteed?
They are comparison estimates based on each provider's published pricing. Providers change rates and run promotions by corridor, so confirm the live price with the provider before sending money.