P2P payment app fees

Peer-to-peer apps advertise "free" transfers — but the cost often hides in currency conversion or in how you fund the payment. These calculators break out every charge and show what your recipient actually gets.

More peer-to-peer calculators (including Venmo, Cash App and Zelle) are in the works — check the blog for updates.

How do they stack up against real transfer services?

The full calculator ranks all 14 services for your amount and currency pair, cheapest first.

Open the full calculator